:root{--navy:#163a5f;--navy2:#0e2c49;--blue:#2e6f9e;--gold:#c99735;--ink:#1f2933;--muted:#5d6b78;--bg:#f6f8fb;--card:#fff;--line:#dbe4ee;--soft:#eaf2f8;--radius:20px;--shadow:0 16px 40px rgba(22,58,95,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}img{max-width:100%;height:auto}a{color:var(--blue)}a:hover{text-decoration-thickness:2px}.skip-link{position:absolute;left:-999px;top:8px;background:#fff;color:#000;padding:12px 16px;z-index:9999;border:2px solid var(--navy)}.skip-link:focus{left:8px}.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav-wrap{max-width:1180px;margin:auto;padding:12px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:11px;color:var(--navy);font-weight:850;text-decoration:none;white-space:nowrap}.brand img{width:42px;height:42px;border-radius:10px}.nav-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px 12px;font-weight:700}.primary-nav{display:flex;align-items:center;gap:15px;flex-wrap:wrap;justify-content:flex-end}.primary-nav a{color:var(--ink);font-size:.94rem;font-weight:650;text-decoration:none;padding:7px 2px;border-bottom:2px solid transparent}.primary-nav a:hover,.primary-nav a[aria-current="page"]{color:var(--navy);border-color:var(--gold)}main{min-height:65vh}.hero{background:radial-gradient(circle at 10% 10%,rgba(201,151,53,.22),transparent 34%),linear-gradient(135deg,#fff,#edf4f9);border-bottom:1px solid var(--line)}.hero-inner,.container{max-width:1180px;margin:auto;padding-left:22px;padding-right:22px}.hero-inner{padding-top:70px;padding-bottom:68px;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(280px,.75fr);gap:46px;align-items:center}.eyebrow{font-size:.79rem;letter-spacing:.14em;text-transform:uppercase;color:#8b651b;font-weight:850}.hero h1{font-size:clamp(2.45rem,5vw,4.7rem);line-height:1.04;letter-spacing:-.045em;color:var(--navy);margin:.25em 0}.lead{font-size:1.2rem;color:#40515f;max-width:780px}.hero-card,.card,.panel{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.hero-card{padding:27px}.hero-card h2{margin-top:0}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.button{display:inline-block;padding:12px 17px;border-radius:12px;background:var(--navy);color:#fff;font-weight:750;text-decoration:none;border:2px solid var(--navy)}.button:hover{background:var(--navy2);text-decoration:none}.button.secondary{background:#fff;color:var(--navy)}.section{padding:64px 0}.section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section h2{font-size:clamp(1.8rem,3vw,2.65rem);color:var(--navy);line-height:1.15;margin:0 0 15px}.intro{max-width:820px;font-size:1.08rem;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}.grid.two{grid-template-columns:repeat(2,1fr)}.card{padding:24px}.card h3{color:var(--navy);margin-top:0}.card p:last-child{margin-bottom:0}.number{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--soft);color:var(--navy);font-weight:850}.path{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-top:28px}.step{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}.step strong{display:block;color:var(--navy);margin-bottom:6px}.quote{border-left:5px solid var(--gold);padding:18px 22px;background:#fff;border-radius:0 16px 16px 0;font-size:1.13rem;color:var(--navy);font-weight:650}.cta-band{background:var(--navy);color:#fff;padding:48px 0}.cta-band h2{color:#fff}.cta-band p{color:#dce8f2;max-width:760px}.cta-band .button{background:#fff;color:var(--navy);border-color:#fff}.site-footer{background:#102a43;color:#dce6ef;padding:45px 0 28px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:30px}.site-footer h2,.site-footer h3{color:#fff}.site-footer a{color:#fff}.footer-links{display:grid;gap:7px}.fineprint{border-top:1px solid rgba(255,255,255,.18);margin-top:30px;padding-top:20px;font-size:.9rem;color:#b9c7d3}.breadcrumbs{font-size:.9rem;color:var(--muted);padding-top:20px}.feature-image{border-radius:18px;border:1px solid var(--line);box-shadow:var(--shadow)}.checklist{padding-left:1.2rem}.checklist li{margin:.5rem 0}.badge{display:inline-block;background:var(--soft);color:var(--navy);padding:5px 10px;border-radius:999px;font-weight:750;font-size:.84rem}.table-wrap{overflow:auto}.comparison{width:100%;border-collapse:collapse;background:#fff}.comparison th,.comparison td{padding:14px;border:1px solid var(--line);text-align:left;vertical-align:top}.comparison th{background:var(--soft);color:var(--navy)}:focus-visible{outline:3px solid #f2b84b;outline-offset:3px}
@media(max-width:920px){.nav-toggle{display:block}.primary-nav{display:none;position:absolute;left:0;right:0;top:67px;background:#fff;padding:18px 22px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.primary-nav.open{display:flex}.hero-inner{grid-template-columns:1fr;padding-top:50px}.grid,.grid.two,.path,.footer-grid{grid-template-columns:1fr}.hero h1{font-size:2.7rem}}
@media(max-width:560px){.brand span{font-size:.93rem}.hero-inner,.container{padding-left:17px;padding-right:17px}.section{padding:48px 0}.buttons .button{width:100%;text-align:center}}